InsurancesafeNZ provides three different travel insurance policy categories: Studentsafe, Workersafe and Explorersafe. This means that if you’re travelling to New Zealand, travelling within New Zealand or temporarily leaving New Zealand, we have something to offer you. Use the Policy Finder to narrow your policy search and get a quote. Our website is also packed with great information on how to keep safe, how to make the most of your time abroad and how to understand your travel insurance policy better. If you need further assistance contact one of our friendly staff on our toll-free number 0800 486 004 (within NZ) or +64 9 488 1638 (outside of NZ).
Staying healthy plays a vital role in making the most of your study adventure. If you have been prescribed medication and are looking to make a claim, it’s important to understand what is and isn’t covered under your policy.
Just because a certain medication has been prescribed by your doctor, it does not mean that it is automatically covered.
Studentsafe does not provide cover for certain medical tests listed as Exclusions under Section 1: Medical and Related Expenses as set out below:
6. Drugs or medications that are not:
a) prescribed by a Medical Practitioner; or
b) medically necessary for the treatment of a covered medical condition; or
c) listed in the New Zealand Pharmaceutical Schedule managed by the Pharmaceutical Management Agency which lists prescription medicines and related products subsidised by the New Zealand Government, via the Ministry of Health.
There is no cover for drugs or medications that are not prescribed or listed in the Pharmaceutical Schedule managed by the Pharmaceutical Management Agency (“Pharmac”). Pharmac lists prescription medicines and related products subsidised by the New Zealand Government.
You can check whether or not a certain medication will be covered under your policy by searching for it in the Online Pharmaceutical Schedule here.
It’s worth noting that medications may come in a variety of forms (e.g. tablet, gel, spray), and some specific forms may be listed in the schedule but others may not. Medications purchased over the counter are not covered, even if listed on Pharmac’s list, as they must be prescribed by a Medical Practitioner.
Terms, conditions, limits, sub-limits and exclusions apply and these are set out in the Policy Wording.