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01 What is the reason for your travel?

02 What country will you be travelling to?

03 Where will your travel start from?

04 Where will you study in New Zealand?

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Welcome to InsurancesafeNZ

Welcome to Whether you're travelling to study, work or simply explore the globe, it’s important to make sure that you have the right insurance cover in the event of unexpected loss or illness.

InsurancesafeNZ provides three different travel insurance policy categories: Studentsafe, Workersafe and Explorersafe. This means that if you’re travelling to New Zealand, travelling within New Zealand or temporarily leaving New Zealand, we have something to offer you. Use the Policy Finder to narrow your policy search and get a quote. Our website is also packed with great information on how to keep safe, how to make the most of your time abroad and how to understand your travel insurance policy better. If you need further assistance contact one of our friendly staff on our toll-free number 0800 486 004 (within NZ) or +64 9 488 1638 (outside of NZ).

Cover for your medical conditions

Cover for your medical conditions

Studying in New Zealand is an adventure of a lifetime, which is why a range of unexpected bumps and accidents are covered under Studentsafe policies.

But when it comes to certain medical conditions, you may not be automatically covered. That’s why it’s important to disclose any medical conditions you want cover for.

The term “Pre-existing Medical Conditions” is commonly used when applying for insurance. This refers to your medical history and the full definition can be found on

Handling Exam Season Stress

Medical costs for student visas

Medical costs for student visas

Being in good health is key to embarking on an exciting study adventure in New Zealand.

Anyone planning to study in New Zealand for more than three months is required to apply for a student visa.

When applying for a new or to renew a visa, you may need to provide New Zealand Immigration with medical information to demonstrate an acceptable level of health.

Studentsafe policies do not cover medical costs for your visa application.

Studentsafe policies are desig

Adding family members to your policy

Getting a health check? Check your cover

Getting a health check? Check your cover

Your wellbeing is important which is why Studentsafe provides cover for medical and related expenses.

But before you make an appointment for check-ups related to your health, it’s important to understand what is and isn’t covered under your policy.

Studentsafe does not provide cover for certain medical tests listed as Exclusions under Section 1: Medical and Related Expenses as set out below:

 9. Health screening, medical and dentals reviews or vaccinations.


Claiming for medication

Claiming for medication

Staying healthy plays a vital role in making the most of your study adventure. If you have been prescribed medication and are looking to make a claim, it’s important to understand what is and isn’t covered under your policy.

Just because a certain medication has been prescribed by your doctor, it does not mean that it is automatically covered.

Studentsafe does not provide cover for certain medical tests listed as Exclusions u

Managing stress, anxiety and depression

Managing stress, anxiety and depression

Keeping mentally well is important to make the most of your study adventure.

While studying away from home is an exciting life experience, there are times you may feel overwhelmed or experience loneliness, stress, anxiety and depression.

During these challenging times, it’s important to recognise the pressures you may be under, whether it’s adjusting to a new environment or the added load of assignments and exams.

If you need professional help, you can feel assured knowi

What To Expect At A New Zealand School

Taking care of your sexual health

Taking care of your sexual health

If you’re reading this article, you’ve already made a sensible choice. If you’re in a new relationship, or thinking about starting to date, it’s important to think about how you can ensure that you and your partner stay safe when you’re having a little extra ‘fun’.

So read on to learn more about what steps you should be taking to keep safe. The consequences can range from irritating to life-threatening – and that isn’t a gamble anyone should take.

STI protection


Navigating Kiwi Customs

Navigating Kiwi Customs

Any new culture will have customs that you will start to learn very quickly as soon as you arrive! To give you a head start on your time in New Zealand, we’ve got a few key bits of information about Kiwi culture – and a whole lot of detail about speaking like a local!

Knowing your left from your right

When you’re walking the streets of New Zealand – or even when you’re still at the airport and navigating escalators – it’s good to remember that we drive on the left, not the righ

The best ways to escape the Kiwi Winter

The best ways to escape the Kiwi Winter

Escape the Kiwi winter – discovering the Pacific and Australia

Unless you’re really into skiing, winter in New Zealand isn’t really the most exciting time of year. It’s not cold enough for there to be pretty snow falling in the cities, but it’s still cold enough that you don’t want to spend time outside unless you have to. Instead of snow, we mostly get rain and wind. It’s certainly not terrible – but it does give you a good excuse to go somewhere sunny if you have the time and budge

Kiwi Workplace Etiquette

Kiwi Workplace Etiquette

Adjusting to a new workplace comes with challenges wherever you are in the world – and if you're in a new country as well as a new workplace, those changes can be even more extreme. New Zealand culture is quite friendly and informal, and this extends to many workplaces. But it can be difficult at times to understand where the limit is – how casual is too casual and what will make you look unprofessional? How formal is too formal and what will make you look too unapproachable?

Some of

Dealing with anxiety

Dealing with anxiety

Everyone experiences periods of stress in certain situations – perhaps exams are coming up, or you’ve spent a little more than you intended to at dinner and pay day is still a couple of days away. That’s a normal part of life, and most of the time, it goes away fairly quickly when the source of the stress comes and goes. You pass your exam, you check your bank account and ther

Wellness for good work

Wellness for good work

A healthy worker is a more productive worker. It seems like an obvious statement to make, but in today’s working world, many workers feel that they have keep pushing and pushing to get results – even at the expense of their health and wellbeing. Workplaces need to be more supportive of their staff to make sure that they feel they are able to take time to get healthy if they are unwell, or to express their concerns if they are overburdened with stress.

Navigating New Zealand Airports

Socialising for Free in New Zealand

Socialising for Free in New Zealand

Ask any adult what their student years were like, and there will almost always be two things that everyone has in common – lots of fun, and hardly any money! But if you’re new to a city or even a country, it can be hard to know where to begin when it comes to finding social activities that you can do on a student budget.

To help you out, we’ve rounded up some of our top tips for free and cheap things to do in New Zealand’s main student cities and towns to get you started!


Finding Hidden Gems

Flatting on a Budget

Flatting on a Budget

Creating a rewarding lifestyle you can afford

There are always going to be some expenses when you’re moving to a new place – but there are plenty of ways to minimise the costs.

Flatting doesn’t have to be expensive. There are a number of ways you can set up a flat on a budget without losing out on quality and the occasional treat. To make sure that you get the best experience possible no matter what your income may be, we’ve brought together a few of our favourite tips and t

How to make friends

How to make friends

How to make new friends while you’re studying abroad

It’s natural to feel homesick and very far away from friends and family while overseas – but there are some easy ways to find new friends wherever you may be!

When you’re away from your family and community that feeling of homesickness can feel very overwhelming. Making friends and keeping busy are the easiest ways to prevent homesickness – but you need to put the effort in. If you sit at your computer looking over your soci

Peace of mind creates the best adventure

Peace of mind creates the best adventure

Making sure you return from holiday with great memories

Travelling can be a real adventure – but an important part of any overseas experience is making sure that you keep yourself safe while you’re exploring.

When you’re planning adventures overseas, there’s so much excitement that it can be easy to forget about the parts of travel that are a little less glamorous. Organising travel insurance may not be as thrilling as planning your routes and researching the major attraction

Perfect Packing

Finding a place to call home

From Study To Salary

From Study To Salary

Simplifying the start of your working life in New Zealand

In order to get the best start possible when it comes to working in New Zealand we have some advice from those who have done it themselves!

For many people, the shift from university study to the working world is one of the biggest changes they will ever experience. Life until that point is focused on formal education – sitting in class, doing homework, taking notes… and then all of a sudden, it’s time to step out into

Transitioning from study to work

Keeping Safe and Healthy

Keeping Safe and Healthy

Looking after yourself when you’re caught up in your new life

Knowing how best to look after your health and look out for your safety is key to travelling with peace of mind.

No matter where you go in the world, someone will tell you to keep safe and often there’s a good reason for it. When travelling or moving somewhere new it can be tempting to step outside of your comfort zone and give everything a go. While this is a great attitude it’s important to explore your new surrou

Keeping in touch

Keeping in touch

The best ways to stay in contact with those back home

While you’ll want to make new friends and connections while abroad, it’s really important not to forget about everyone back home.

Relocating to a new country for work is hugely exciting. Getting a new job and home and navigating new cultures, practices and languages is an immersive experience and can be incredibly consuming.

An “out with the old, in with the new” approach can be tempting – after all, you’re making a

Your Responsibilities

Everybody needs good neighbours

Learning a foreign language

Learning a foreign language

Tips for expat parents

When you arrive in a new country, exchanging a few words of conversation with a local can help you to feel settled. It’s a great way to get to know people, and a useful skill to have for your time abroad. Here, we take a look at how expats parents can prepare themselves and their children for this challenge and provide some tips for successfully mastering the local lingo.

In general, the younger your children are the easier it will be for them to pick u

Moving overseas with a pet

Moving overseas with a pet

For many of us, our pets are part of the family. For expats intending to move overseas with their pet, planning and research before the move is essential. It is crucial to ensure the welfare of your beloved pet during and after transit, and that regulation surrounding the importation and exportation of pets is complied with.

Before you go:

Research animal import regulations for your new country of residence, to determine what conditions must be met for your pet to be allowed en

Making your travel dollar go further

Socialising for free - the best things to do that don’t cost anything in our student towns


Ask any adult what their student years were like, and there will almost always be two things that everyone has in common – lots of fun, and hardly any money! But if you’re new to a city or even a country, it can be hard to know where to begin when it comes to finding social activities that you can do on a student budget.

To help you out, we’ve rounded up some of our top tips for free and cheap things to do in New Zealand’s main student cities and towns to get you started!

Culture and Beautiful Things

If you’re an Auckland-based fan of arts and culture, Auckland Museum has free entry for people who live in Auckland so just make sure you and your friends have something that proves your address with you – whether it’s a power bill or just a library card! The museum itself is located in the beautiful grounds of Auckland Domain, just a short stroll away from the inner city.

You’ll find everything from our fascinating natural history to artefacts from different Pacific cultures to in-depth exhibitions on New Zealand’s military history. And the view from the front steps of the Museum is stunning – you’ll see all across the Waitamatā Harbour and the city skyline and beyond! After a trek through history, you’ll want to stay in the Domain a little longer to visit The Wintergardens – two beautiful historical greenhouses and a lush fern forest.

For something that requires a little less walking but plenty of cool atmosphere, each summer there is are free movie nights at Silo Park on Auckland’s waterfront! Get in early for the best spots and beanbags, and bring a blanket and some friends to settle in for a night of free entertainment in one of the coolest corners of the Auckland CBD! If you’ve budgeted for it, you can get a great dinner from the food trucks that pull up alongside the cinema set-up.

Further down State Highway 1 in Hamilton, students at the University of Waikato have some awesome opportunities right on their doorstep. People from outside of the Waikato make a lot of fun of Hamilton, but they don’t know what they’re missing out on. Take some mates with you and get exploring! The beautiful Hamilton Gardens are free to enter, and with a range of different themed gardens to wander through, you’re in for a treat!

Waikato Museum might not have the famous reputation that Auckland Museum or Te Papa in Wellington have, but it’s a must visit for anyone interested in Māori culture. There’s great historical material as well as some spectacular contemporary Māori art. If you have some friends who are fellow international students, why not go together and learn more about the first people who called this country home?

Students at Victoria University or one of the many other tertiary institutions in Wellington probably have more options than anyone else! As well as being the country’s capital, Wellington is really its creative hub too. A visit to Te Papa is essential for anyone visiting or staying in the city. It’s the national museum of New Zealand, and contains incredible natural history exhibitions as well as another amazing array of Māori and Pacific cultural materials and objects. It’s also home to Toi Art, the national art collection – not to mention all kinds of exciting travelling exhibitions from overseas.

Just along the waterfront from Te Papa is Wellington Museum, which focuses on the city itself and its surrounding land and ocean. It’s a delight to visit – in fact, The Times UK ranked in among the Top 50 Museums in the World. Or for something both cultural and political, take a tour of New Zealand’s Parliament, which provides plenty of political learning as well as information about the buildings themselves, including the iconic Beehive.

Christchurch is most famous these days for the devastating earthquakes that hit the South Island city in 2010 and 2011. But those earthquakes have caused an amazing renewal of the city and its culture, with all kinds of innovative and interesting things happening as buildings and places are reconstructed. Sometimes it seems as though there’s something different to visit or look at every few weeks! But for something that’s dependably there and full of amazing things to look at, Christchurch Art Gallery has free entry and contains a range of art from different eras of New Zealand.

Part of the scarfie world at the University of Otago? The Dunedin Street Art trail is a cool way to explore different parts of the city with your friends while looking at some amazing murals and graffiti art. Dunedin’s also New Zealand’s only official UNESCO City of Literature, so if you are keen on reading, have a look at the different places worth visiting with your book-crazy friends!

For culture fans across the country, if you’re after something in the evenings, why not keep an eye out for art gallery openings and book launches? These will usually be open to the public, and will give you a chance to mingle with people who you share an interest with and learn about something new. And usually there’s snacks and drinks too – win! If you’re a book fan, check out the calendar on the New Zealand Book Council website and has some great information about upcoming exhibitions for those of you more into painting and sculpture.

Getting Active

Feeling active? There are a number of amazing walking opportunities around all of New Zealand’s cities. With two coastlines – one on the Pacific Ocean, one on the Tasman Sea – as well as 53 volcanic cones and beautiful bushland and the borders, Auckland really gives you plenty of ways to get up close and personal with nature!

If you’re not sure where to start, or your friends aren’t as excited about your adventures as you are, there are plenty of groups to join in with. For something nice and central, check out Walk Fit Club, a free group that welcomes all kinds of people and is based at One Tree Hill/Maungakiekie. Or check out the popular group Auckland Hiking Group, which is free to join and has frequent adventures.

If your idea of getting active is more about working up a sweat while dancing the night away, there’s a slightly different way to do that in Auckland – without spending up large on cover charges and drinks! Sure, there’s plenty of clubs for nights out, if that’s your thing – but how about a morning rave? Morning People is a super fun organisation who run morning dance parties every Wednesday morning!

Operating with the tag line #partyfirstworklater, these raves start at 6:30am and end by 8am. They are alcohol and drug free – instead, your $15 entry fee includes plenty of great coffee, cold juice and fresh fruit as well as awesome beats. Sounds like a lot more fun than a treadmill routine before work! The same group runs the same kind of session in Wellington slightly less frequently – check the website for details.

If you’re keen on biking and have your own gear, there are heaps of wonderful cycleways around Hamilton and the wider Waikato region! With the Waikato River running through the wide flat plains of the area, you’ll have plenty of options with gorgeous views to check out while you get that heart rate up.

Continuing down the country, Wellington, like Auckland, has quite the hilly reputation. But unlike most of Auckland’s volcanic cones, which are mostly quite bare apart from a few trees and maybe some grazing animals, Wellingtons hills have taller ridges, often totally covered in forest. Te Ahumairangi Hill rises up right behind the inner-city suburb of Thorndon, and it’s a beautiful little hike to the top – where you’ll get to see some amazing views of the Wellington Harbour.

There are also plenty of active groups here too – WoRM aka The Wellington Running Meetup Group has over 2,300 members and has plenty of opportunities to join and meet like-minded runners while getting to know this wonderful capital city.

Of New Zealand’s three big cities, Christchurch is the famously flat one, with the Avon River flowing right through the centre of town. Hagley Park is a huge urban park and garden not too far from the University of Canterbury campus, perfect for a lunchtime walk or run. There are also some awesome beaches when the weather’s right (or if you’ve got a good enough wetsuit!). Spots like Sumner and New Brighton are easy to get to and offer awesome swimming and surfing.

Based in Dunedin and feeling competitive? The Dunedin Parkun is a 5-kilometre run held every Saturday morning at the Dunedin Botanic Garden – 8am in summer and 9am in winter, so don’t get your seasons mixed up! It’s free to participate, but you do need to register. And every week after the run itself, the organisers and plenty of runners meet up at the Croque-O-Dile café for a coffee and chat – the perfect way to bring together your fitness and socialising!

There’s many other options of course, but this should get you started. When in doubt, have a look on or take a walk around the club stalls during your university’s orientation week – you may be surprised by the variety of interests that your fellow students may have!