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students, workers & explorers going to New Zealand & travelling from New Zealand.
Answer our simple questions to get started
InsurancesafeNZ provides three different travel insurance policy categories: Studentsafe, Workersafe and Explorersafe. This means that if you’re travelling to New Zealand, travelling within New Zealand or temporarily leaving New Zealand, we have something to offer you. Use the Policy Finder to narrow your policy search and get a quote. Our website is also packed with great information on how to keep safe, how to make the most of your time abroad and how to understand your travel insurance policy better. If you need further assistance contact one of our friendly staff on our toll-free number 0800 486 004 (within NZ) or +64 9 488 1638 (outside of NZ).
A sudden medical emergency struck, a collapsed lung due to an undiagnosed cyst, Tasbiha's world was turned upside down. Tasbiha is an international PhD student studying Microbiology and Immunology at the University of Otago, she came to New Zealand to pursue her passion in science.
With her family thousands of kilometres away in Pakistan, Tasbiha faced one of the most challenging moments of her life. Thankfully, she had Studentsafe Medical and Travel Insurance when she needed it most, e
Studying in New Zealand is an adventure of a lifetime, which is why a range of unexpected bumps and accidents are covered under Studentsafe policies.
But when it comes to certain medical conditions, you may not be automatically covered. That’s why it’s important to disclose any medical conditions you want cover for.
The term “Pre-existing Medical Conditions” is commonly used when applying for insurance. This refers to your medical history and the full definition can be found on
Being in good health is key to embarking on an exciting study adventure in New Zealand.
Anyone planning to study in New Zealand for more than three months is required to apply for a student visa.
When applying for a new or to renew a visa, you may need to provide New Zealand Immigration with medical information to demonstrate an acceptable level of health.
Studentsafe policies do not cover medical costs for your visa application.
Studentsafe policies are desig
Your wellbeing is important which is why Studentsafe provides cover for medical and related expenses.
But before you make an appointment for check-ups related to your health, it’s important to understand what is and isn’t covered under your policy.
Studentsafe does not provide cover for certain medical tests listed as Exclusions under Section 1: Medical and Related Expenses as set out below:
9. Health screening, medical and dentals reviews or vaccinations.
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Staying healthy plays a vital role in making the most of your study adventure. If you have been prescribed medication and are looking to make a claim, it’s important to understand what is and isn’t covered under your policy.
Just because a certain medication has been prescribed by your doctor, it does not mean that it is automatically covered.
Studentsafe does not provide cover for certain medical tests listed as Exclusions u
Starting a new school is a big change for anyone. It’s an extra big change if your new school is also in a new country! It’s natural to feel nervous and unsure about what school in New Zealand might be like, but the good news is that most schools here are friendly, supportive environments where students of all ages are encouraged to do their best and find subjects that they are interested in.
The most common way that schools
If you’re reading this article, you’ve already made a sensible choice. If you’re in a new relationship, or thinking about starting to date, it’s important to think about how you can ensure that you and your partner stay safe when you’re having a little extra ‘fun’.
So read on to learn more about what steps you should be taking to keep safe. The consequences can range from irritating to life-threatening – and that isn’t a gamble anyone should take.
Unless you’re really into skiing, winter in New Zealand isn’t really the most exciting time of year. It’s not cold enough for there to be pretty snow falling in the cities, but it’s still cold enough that you don’t want to spend time outside unless you have to. Instead of snow, we mostly get rain and wind. It’s certainly not terrible – but it does give you a good excuse to go somewhere sunny if you have the time and budge
Adjusting to a new workplace comes with challenges wherever you are in the world – and if you're in a new country as well as a new workplace, those changes can be even more extreme. New Zealand culture is quite friendly and informal, and this extends to many workplaces. But it can be difficult at times to understand where the limit is – how casual is too casual and what will make you look unprofessional? How formal is too formal and what will make you look too unapproachable?
Some of
A healthy worker is a more productive worker. It seems like an obvious statement to make, but in today’s working world, many workers feel that they have keep pushing and pushing to get results – even at the expense of their health and wellbeing. Workplaces need to be more supportive of their staff to make sure that they feel they are able to take time to get healthy if they are unwell, or to express their concerns if they are overburdened with stress.
In some ways many may find New Zealand airports easier to understand and less stressful than other airports. Our customs agents aren’t armed, and they tend to be friendly unless you give them reason not to be. The airports themselves aren’t huge multi-terminal places where you can get lost just trying to find the right place to check-in.
But in other ways, they can seem very strict for people not familiar with New Zealand and our unique place in the world. Our biosecurity rules in par
Every city has its secrets. When you live somewhere it can be very easy to get caught up in your day-to-day activities and forget about the beauty that surrounds you. However, while travelling it is a completely different story; you’re there to create memories and explore every corner
Flatting doesn’t have to be expensive. There are a number of ways you can set up a flat on a budget without losing out on quality and the occasional treat. To make sure that you get the best experience possible no matter what your income may be, we’ve brought together a few of our favourite tips and t
When you’re planning adventures overseas, there’s so much excitement that it can be easy to forget about the parts of travel that are a little less glamorous. Organising travel insurance may not be as thrilling as planning your routes and researching the major attraction
You’ve booked your flights and accommodation, bought your travel insurance, taken time off work and are just about ready to take off on your holiday!
Regardless of whether you’re a frequent flier or
For many people, the shift from university study to the working world is one of the biggest changes they will ever experience. Life until that point is focused on formal education – sitting in class, doing homework, taking notes… and then all of a sudden, it’s time to step out into
Graduating is an exciting process – it’s time to celebrate the years you’ve spent working hard towards getting your degree! But then it’s time to become a fully-fledged grown-up contributing your part to society.
Everyone has something to offer
Whe
Relocating to a new country for work is hugely exciting. Getting a new job and home and navigating new cultures, practices and languages is an immersive experience and can be incredibly consuming.
An “out with the old, in with the new” approach can be tempting – after all, you’re making a
Your Duty of Disclosure
When you apply for insurance cover, you are required by law to provide complete and up-to-date risk-relevant information – this is sometimes called disclosure of material facts. You must also disc
In general, the younger your children are the easier it will be for them to pick u
For many of us, our pets are part of the family. For expats intending to move overseas with their pet, planning and research before the move is essential. It is crucial to ensure the welfare of your beloved pet during and after transit, and that regulation surrounding the importation and exportation of pets is complied with.
Research animal import regulations for your new country of residence, to determine what conditions must be met for your pet to be allowed en
Reverse culture shock refers to the difficulty sometimes experienced when returning to your home country after studying abroad, and it is a common phenomenon among many international students today. It can result in unexpected difficulty in readjusting to the culture and values of your home country, now that the previou
There is a wide variety of scams that, unfortunately, are specifically targeted at international students preying on the vulnerability of living independently in a foreign country. International students are unaware of the normal local protocols and processes in place, making it hard to spot and identify any scam. Whether you are just starting university or wrapping up a master's, it is more important than ever for you to be cyber conscious.
Scammers are never going to go away, so i
Every city has its secrets. When you live somewhere it can be very easy to get caught up in your day-to-day activities and forget about the beauty that surrounds you. However, while travelling it is a completely different story; you’re there to create memories and explore every corner you can in order to make the most of your adventure. So how do you find the ‘hidden gems’ – the secret places that most visitors don’t know about?
Apps
There are a number of apps available where users are able to share information about where to go, what to do and what to avoid in specific areas.
Findery, FourSquare and Yelp
Most of these types of platforms give you the opportunity to search for specific activities, and will show you reviews. Findery is used to share stories about different places and has a number of blog-style posts written by various people about the areas they have visited.
They can be great to read even if you don’t explore the location in the same way.
ChefsFeed or Denizen
For those looking for good places to eat, there are a number of applications you can use that have user ratings and advice on what to get. All you have to do is search your area and what you want to eat. ChefsFeed will even let you type in a particular dish, so if you’re in an area that is famous for a particular cuisine, search it and give it a go – it will open your taste buds to a whole new sensation!
Meetup.com
Some of the groups on Meetup – such as hiking groups or climbing groups – are a great way to explore beyond the city you’re in and an even better way to get to know people in the area. Depending on which city you are in, there may be other online forums that can be used to explore. Given Meetup is a bunch of random people getting together for a particular activity, everyone is in the similar situation of not knowing each other so it makes bonding a lot easier. You may make some friends along the way who can introduce you to other spots.
Ask the locals
While locals may not have explored much of their backyard, they generally have a good idea of what you should and shouldn’t see. They also tend to know if there is a cheaper way to explore, for example in some places, you’ll want to pre-book tickets for events or shows because the prices are more expensive if you buy them at the venue. If you come across a local who has travelled before, they are likely to have also had a look around their own city and found some secret spots that haven’t been overwhelmed with other travellers.
Get ‘lost’
If you’re in a new city, the best place to find hidden gems is to go exploring, take a walk, head to the highest point you can find and then look down. You may be able to see a pocket of beauty that you can explore from there. Otherwise, follow your feet, you never know where you could end up. Make sure you have a map and know the name of the place you are staying at before you head out so that you can work your way back to where you are staying.
Find some other tourists
If you’re staying in a hostel, get to know the other people staying there. Find out what they are doing and see if you can tag along, or ask them where they have been, what they enjoyed most. They may even have some travel tips for other areas you are looking at exploring!
Geocaching
If you check out geocaching.com and type in the address of where you are staying or of an area you are exploring, you may find some geocaches nearby! All you need is a smartphone or a GPS device in order to find these hidden treasures. You can go geocaching at any time of day or night – just research your area first to see how safe it is to wander around at night. It will open your eyes to some beautiful places – there are currently 2 million geocaches around the world!
Try a different mode of transport
If you’ve been doing a lot of walking on your travels, find an area where you can rent a bike or some rollerblades and explore the area that way. Bikes can cover more distance than if you travel by foot and can go where cars can’t which means that you can go off the beaten track a bit more. Some cities will have cycleways to the outer suburbs so if you’re fit enough these are great ways to explore areas you might otherwise miss out on.
Create a bucket list
Not only will this give you some ideas of what you can do while travelling, you may also discover that you can tick off some of these activities in different countries! Think about the dancing man video where the guy dances in lots of different countries – that could be you. Bucket lists are a great way to make sure you experience everything. You may find that while you’re embarking on one adventure, it gives you other ideas of what you want to experience.
You can even create something with a more specific timeframe – creating a 101 Things In 1001 Days list can be an incredible way to make sure you get through a whole lot of your top goals in a set period of time (about 2.7 years, in fact).
Use social media
Instagram is one of the best tools for discovering cool things. If you type in your location, you will find what other travellers and locals have been doing in the area. You may find some really amazing images that you want to replicate. Instagram can also be used as a photo library for travellers.
Update your location on Facebook and create a status that tells people where you are and what you’re doing. Facebook’s algorithms see moving between cities as being a major life event, meaning it will show up on most of your friend’s newsfeeds. You may find that people message you to let you know that they have friends who live in the city you are in. As the world becomes more accessible, the likelihood of someone knowing someone in your area is increased.
Consult a travel guidebook
Guidebooks from companies like Lonely Planet, DK Eyewitness, Rough Guides and Fodors can point you in the right direction for places to stay and things to do, and they can also give you tips of what to expect in certain places. Once you’re there, follow your feet and see what piques your interest. Travel guidebooks are pretty easy to use and unlike mobile phones, they don’t require connection to a local telecom provider or wifi to use. They will usually also come with a map of some kind (DK Eyewitness is especially good for a variety of maps) to help you discover more about the area you are in, and most of the time it’ll also include a little guide to the local language.
Find a market
Marketplaces are full of delicious treats and generally bring people together. In New Zealand there are farmers’ markets that run on weekends in most cities. In Auckland and Wellington (and other main centres) there are also night markets that host a range of cheap food outlets. Not only will it be an adventure but marketplaces hold all sorts of secrets and if you start talking to people there you may find even more hidden gems!
Find what you love
Do you have a hobby back home? Why not try doing it while you are abroad? If you play football at home, see if there is a team that is short of a player for the afternoon and get involved. While you may only be visiting a country for a short period of time, this can be a great way to meet new people and experience the local culture. If you love live music search for a local club that has some.
Put yourself out there, go exploring, try new things and let your feet do the walking and your senses will discover things you weren’t expecting. Get involved in activities and events that are happening in the area you are in – and from there you may discover new adventures and make some friends along the way. It’s all about keeping an open mind and staying safe.
InsurancesafeNZ Medical and Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (NZBN 9429035270157) under binder with and on behalf of Mitsui Sumitomo Insurance Company, Limited (NZBN 9429039809810, FSP Number 20661) (Incorporated in Japan) as the underwriter.
You should read the Policy Wording and consider obtaining independent legal or financial advice before making any decisions about this insurance. Terms, conditions, limits, sub-limits and exclusions apply.
Mitsui Sumitomo Insurance Company, Limited - Financial Strength Rating.
Mitsui Sumitomo Insurance Company, Limited has a financial strength rating of A+ (Stable) given by S&P Global Ratings. The S&P Global rating scale* in summary form is:
The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
Further information on the S&P Global ratings is available here: https://www.spglobal.com/ratings/en/products-benefits/products/financial-strength-rating.
