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The Explorersafe Outbound policy provides travel insurance cover to people who holiday overseas and return to New Zealand.


The Explorersafe Inbound policy provides travel insurance cover to people coming to New Zealand on holiday.

Congratulations! You’ve made the decision to holiday overseas.

We spend most of our lives either working or studying. But sometimes we need to escape the daily grind, explore the world and take a holiday. It’s beneficial to confirm your travel insurance as soon as you book and pay any non-refundable deposits for your holiday. Use the Policy Finder to narrow your policy search, or click on each policy to learn more about the level of cover provided and get a quote.

Explorersafe has a travel insurance policy for people leaving New Zealand to holiday abroad (Explorersafe Outbound) or arriving in New Zealand to have a holiday (Explorersafe Inbound).

You might also be interested in an Explorersafe policy if you’ve already taken out one of our Workersafe or Studentsafe policies and you’re in need of a holiday overseas or your policy is going to expire and you will be remaining in New Zealand to enjoy a break after your study.

Making your travel dollar go further

Making your travel dollar go further

Keeping things thrifty so you can concentrate on seeing the world

Travelling the world isn’t just for those who earn a significant salary. Here’s our advice on getting out there without spending the earth!

There’s an old saying “Travel is the only thing you buy that makes you richer” and we wholeheartedly agree. Do you want to travel, but don’t have a lot of money? Don’t worry – while flights, accommodation and activities do add up, international travel on a budget can be ea

Perfect Packing

Peace of mind creates the best adventure

Finding Hidden Gems


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Policy Finder

What policies are you eligible for?
Answer our simple questions to get started.

01 What is the reason for your travel?

02 What country will you be travelling to?

03 Where will your travel start from?

04 Where will you study in New Zealand?

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Finding Hidden Gems

Learning to look beyond the main attractions

Going off the beaten track is often the best way to really get to know a new place and find those secret nooks that the average visitor misses out on!

Every city has its secrets. When you live somewhere it can be very easy to get caught up in your day-to-day activities and forget about the beauty that surrounds you. However, while travelling it is a completely different story; you’re there to create memories and explore every corner you can in order to make the most of your adventure. So how do you find the ‘hidden gems’ – the secret places that most visitors don’t know about?

Finding hidden gems


There are a number of apps available where users are able to share information about where to go, what to do and what to avoid in specific areas.

Findery, FourSquare and Yelp

Most of these types of platforms give you the opportunity to search for specific activities, and will show you reviews. Findery is used to share stories about different places and has a number of blog-style posts written by various people about the areas they have visited.

They can be great to read even if you don’t explore the location in the same way.

ChefsFeed or Denizen

For those looking for good places to eat, there are a number of applications you can use that have user ratings and advice on what to get. All you have to do is search your area and what you want to eat. ChefsFeed will even let you type in a particular dish, so if you’re in an area that is famous for a particular cuisine, search it and give it a go – it will open your taste buds to a whole new sensation!

Some of the groups on Meetup – such as hiking groups or climbing groups – are a great way to explore beyond the city you’re in and an even better way to get to know people in the area. Depending on which city you are in, there may be other online forums that can be used to explore. Given Meetup is a bunch of random people getting together for a particular activity, everyone is in the similar situation of not knowing each other so it makes bonding a lot easier. You may make some friends along the way who can introduce you to other spots.

Ask the locals 

While locals may not have explored much of their backyard, they generally have a good idea of what you should and shouldn’t see. They also tend to know if there is a cheaper way to explore, for example in some places, you’ll want to pre-book tickets for events or shows because the prices are more expensive if you buy them at the venue. If you come across a local who has travelled before, they are likely to have also had a look around their own city and found some secret spots that haven’t been overwhelmed with other travellers.

Get ‘lost’

If you’re in a new city, the best place to find hidden gems is to go exploring, take a walk, head to the highest point you can find and then look down. You may be able to see a pocket of beauty that you can explore from there. Otherwise, follow your feet, you never know where you could end up. Make sure you have a map and know the name of the place you are staying at before you head out so that you can work your way back to where you are staying.

Find some other tourists

If you’re staying in a hostel, get to know the other people staying there. Find out what they are doing and see if you can tag along, or ask them where they have been, what they enjoyed most. They may even have some travel tips for other areas you are looking at exploring!

Find some other tourists


If you check out and type in the address of where you are staying or of an area you are exploring, you may find some geocaches nearby! All you need is a smartphone or a GPS device in order to find these hidden treasures. You can go geocaching at any time of day or night – just research your area first to see how safe it is to wander around at night. It will open your eyes to some beautiful places – there are currently 2 million geocaches around the world!

Try a different mode of transport

If you’ve been doing a lot of walking on your travels, find an area where you can rent a bike or some rollerblades and explore the area that way. Bikes can cover more distance than if you travel by foot and can go where cars can’t which means that you can go off the beaten track a bit more. Some cities will have cycleways to the outer suburbs so if you’re fit enough these are great ways to explore areas you might otherwise miss out on.

Modes of transport

Create a bucket list

Not only will this give you some ideas of what you can do while travelling, you may also discover that you can tick off some of these activities in different countries! Think about the dancing man video where the guy dances in lots of different countries – that could be you. Bucket lists are a great way to make sure you experience everything. You may find that while you’re embarking on one adventure, it gives you other ideas of what you want to experience.

You can even create something with a more specific timeframe – creating a 101 Things In 1001 Days list can be an incredible way to make sure you get through a whole lot of your top goals in a set period of time (about 2.7 years, in fact).

Create a bucket list

Use social media


Instagram is one of the best tools for discovering cool things. If you type in your location, you will find what other travellers and locals have been doing in the area. You may find some really amazing images that you want to replicate. Instagram can also be used as a photo library for travellers.


Update your location on Facebook and create a status that tells people where you are and what you’re doing. Facebook’s algorithms see moving between cities as being a major life event, meaning it will show up on most of your friend’s newsfeeds. You may find that people message you to let you know that they have friends who live in the city you are in. As the world becomes more accessible, the likelihood of someone knowing someone in your area is increased.

Consult a travel guidebook

Guidebooks from companies like Lonely Planet, DK Eyewitness, Rough Guides and Fodors can point you in the right direction for places to stay and things to do, and they can also give you tips of what to expect in certain places. Once you’re there, follow your feet and see what piques your interest. Travel guidebooks are pretty easy to use and unlike mobile phones, they don’t require connection to a local telecom provider or wifi to use. They will usually also come with a map of some kind (DK Eyewitness is especially good for a variety of maps) to help you discover more about the area you are in, and most of the time it’ll also include a little guide to the local language.

Consult a travel guidebook

Find a market

Marketplaces are full of delicious treats and generally bring people together. In New Zealand there are farmers’ markets that run on weekends in most cities. In Auckland and Wellington (and other main centres) there are also night markets that host a range of cheap food outlets. Not only will it be an adventure but marketplaces hold all sorts of secrets and if you start talking to people there you may find even more hidden gems!

Find what you love

Do you have a hobby back home? Why not try doing it while you are abroad? If you play football at home, see if there is a team that is short of a player for the afternoon and get involved. While you may only be visiting a country for a short period of time, this can be a great way to meet new people and experience the local culture. If you love live music search for a local club that has some.

Put yourself out there, go exploring, try new things and let your feet do the walking and your senses will discover things you weren’t expecting. Get involved in activities and events that are happening in the area you are in – and from there you may discover new adventures and make some friends along the way. It’s all about keeping an open mind and staying safe.