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The Explorersafe Outbound policy provides travel insurance cover to people who holiday overseas and return to New Zealand.


The Explorersafe Inbound policy provides travel insurance cover to people coming to New Zealand on holiday.

Congratulations! You’ve made the decision to holiday overseas.

We spend most of our lives either working or studying. But sometimes we need to escape the daily grind, explore the world and take a holiday. It’s beneficial to confirm your travel insurance as soon as you book and pay any non-refundable deposits for your holiday. Use the Policy Finder to narrow your policy search, or click on each policy to learn more about the level of cover provided and get a quote.

Explorersafe has a travel insurance policy for people leaving New Zealand to holiday abroad (Explorersafe Outbound) or arriving in New Zealand to have a holiday (Explorersafe Inbound).

You might also be interested in an Explorersafe policy if you’ve already taken out one of our Workersafe or Studentsafe policies and you’re in need of a holiday overseas or your policy is going to expire and you will be remaining in New Zealand to enjoy a break after your study.

Making your travel dollar go further

Making your travel dollar go further

Keeping things thrifty so you can concentrate on seeing the world

Travelling the world isn’t just for those who earn a significant salary. Here’s our advice on getting out there without spending the earth!

There’s an old saying “Travel is the only thing you buy that makes you richer” and we wholeheartedly agree. Do you want to travel, but don’t have a lot of money? Don’t worry – while flights, accommodation and activities do add up, international travel on a budget can be ea

Perfect Packing

Peace of mind creates the best adventure

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Explorersafe Outbound

Exploring the world can be an enlightening and exciting experience. Explorersafe Outbound is a travel insurance policy that can cover people who will be leaving New Zealand for a holiday and subsequently returning to New Zealand.

Policy Eligibility

You are eligible to apply for the Explorersafe Outbound Policy if you:

  • Hold a current New Zealand student visa or work visa and you will be leaving New Zealand for a holiday and will be returning to New Zealand. 
  • Are a New Zealand resident or citizen and you will be leaving New Zealand for a holiday and will be returning to New Zealand. 

You can include cover for accompanying dependants and family under this policy. Dependent Children under 18 years of age can be covered for no additional premium but will share the Insured Person’s policy benefit limits.

If you have purchased a policy prior to 1 November 2019 and you are looking for your Policy Wording or have any queries please contact us on 0800 486 004.

Get Quote 

You can get a quote and buy your policy online or contact us on our toll free number 0800 486 004 (within NZ). 

Record of cover 

You will be sent a Certificate of Insurance electronically. This will be emailed to you as soon as you have confirmed your policy and paid the premium. The Certificate of Insurance will include specific information about your policy including your period of cover. We recommend that you store this in a safe place. 

Policy Claims Excess 

The Explorersafe Outbound policy includes a choice of policy excess options. Please refer to the Policy Wording for detailed terms of cover.  

Pre-existing Medical Conditions 

Some Pre-existing Medical Conditions are automatically covered under this policy. Please review the Policy Wording to determine if your Pre-existing Medical Conditions are covered. If your Pre-existing Medical Conditions are not automatically covered, you are able to complete a Medical Assessment online. You may be charged an additional premium for this cover, if approved. If the cover for the Pre-existing Medical Condition is not approved, then no cover is provided for these Pre-existing Medical Conditions. You have the choice to “Opt Out’ of any approved additional cover for your Pre-existing Medical Conditions. However, this means no claim can be made for losses relating to those Pre-existing Medical Conditions.

Specified High Value Items 

For any baggage items that are worth more than the policy item limit you can extend the cover and specify the item on your policy. For portable computer equipment the item limit is $2,500 and for all other items the limit is $1,500. An additional premium will be charged to specify an item and you should insure it for the indemnity or current value of the item. These items can be specified when purchasing your policy online. Please note a limit of $10,000 per item and $20,000 for all specified high value items applies.

Making a claim 

To learn more about how to make a claim, visit the claims page on this website.

Group Bookings 

We can organise group policies for 10 people or more. Contact us on our toll-free number 0800 486 004 (within NZ) or +64 9 488 1638 (outside NZ) to receive your group quote.

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Policy Finder

Answer our simple questions to get started.

01 What is the reason for your travel?

02 What country will you be travelling to?

03 Where will your travel start from?

04 Where will you study in New Zealand?

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