国内学生保险（Studentsafe Domestic）
国内学生保险是一项专门针对新西兰居民或公民前往新西兰境内其他城市就学的旅行保险。
出境学生保险（Studentsafe Outbound）
出境学生保险专为即将前往海外短暂学习或深造的新西兰居民、公民或新西兰学生签证持有人提供旅行保险。
入境学生保险 - 大学（Studentsafe Inbound University）
入境学生保险 - 大学专为在新西兰大学就学的留学生提供旅行保险。
入境学生保险 - 大学（Studentsafe Inbound University）
入境学生保险 - 大学专为在新西兰大学就学的留学生提供旅行保险。
入境学生基础保险（Studentsafe Inbound Learners Essentials）
入境学生基础保险专为临时在新西兰学习居住并即将参加成人高等教育或就读于教育机构的非新西兰居民提供旅行保险。
入境学生 - 白金保险（Studentsafe Inbound Learners Platinum）
入境学生白金保险专为临时在新西兰学习居住并即将参加成人高等教育或就读于教育机构的非新西兰居民提供旅行保险。白金保险覆盖范围广，提供全面综合的福利和更高的限额。
尼尔森马尔堡理工学院（NMIT）
就读尼尔森马尔堡理工学院的留学生以团体参保的形式自动享受入境学生白金保险。
入境工作保险（Workersafe Inbound）
入境工作保险向入境新西兰工作的人及其家属提供旅行保险。
出境工作保险（Workersafe Outbound）
出境工作保险向在新西兰境外工作的新西兰居民、公民或新西兰工签持有者提供旅行保险。
入境旅游保险（Explorersafe Inbound）
入境旅游保险为即将前往新西兰度假的游客提供旅行保险。
出境旅游保险（Explorersafe Outbound）
出境旅游保险为前往海外度假，并在度假后会返回新西兰的人提供旅行保险。
Your Studentsafe Inbound University, Studentsafe Inbound Learners and Studentsafe Outbound policies cover you for the relief of unexpected, acute dental pain to sound natural teeth and up to the maximum benefit limit under your policy. You may need to supply a dental report to support your claim.
However, you are not covered for elective treatment, oral surgery or normal dental maintenance. Normal dental maintenance includes new or replacement fillings, root canals, polishing and scaling, fitting or maintenance of braces or other dental appliances, wisdom teeth extractions unless impacted, replacement due to loss of dental bridges, restoration work, caps, crowns, precious metal costs or pins and fittings, periodontal, titanium implants or any work resulting from lack of regular dental maintenance and /or hygiene.
If you hold a Studentsafe Inbound University or Studentsafe Inbound Learners Platinum policy, you can claim up to $500, per policy per year. If you hold a Studentsafe Inbound Learners Essentials policy, you can claim up to $200, per policy per year. However, we will not reimburse you for this type of treatment unless it is carried out by a person who is a registered member of a recognised body for that type of medical treatment.
Cover is not provided under the Studentsafe policies for immigration medical procedures.
Under the Studentsafe Inbound University and Studentsafe Inbound Learners Platinum policies, providing you have paid a minimum of 50% of the annual premium, we will reimburse you up to the policy maximum limit per calendar year for a visit to an optometrist in New Zealand including the cost of spectacle frames, prescription lenses and contact lenses if:
Under the Studentsafe Domestic and Studentsafe Outbound policies, cover is only provided if your optical aids are lost, stolen or accidently damaged as described under the Policy Wording.
If you plan to leave before your study course end date under the Studentsafe Inbound University and Studentsafe Inbound Learners policies, then you should advise the education provider to ensure your insurance complies with immigration requirements. To claim a premium refund, you need to get approval from your education provider to cancel your cover and complete the premium refund form by clicking here.
The calculation of any premium refund depends on when you cancel and a number of other factors:
a) If cancellation takes place within 14 days of the date of issue and you have not made any claim under the policy or commenced travel to New Zealand, the premium will be refunded in full.
b) for cancellations after 14 days from the date of issue, if you have not made a claim or commenced travel, we will retain a proportion of the premium for the period during which Loss of Deposits and Cancellation cover was in force.
c) If you cancel after the start date of the policy, your Policy was issued for a period of 90 days or longer and you have not claimed, we will retain the proportion of the premium for the period the Policy was in force and refund any unused premium less 20% for administrative purposes.
d) If you cancel after the start date of the Policy and your Policy was issued for a period of less than 90 days, we will retain the unexpired premium for administration purposes.
No cover is provided under the Studentsafe policy for damage to your own car or damage caused to any other property while you are driving your own car. The policy only provides cover for an excess or damage waiver that is charged if you have hired a rental vehicle from a licensed rental agency, and you have an accident or cause damage to the rented vehicle.
Your Studentsafe policy only covers non-New Zealand residents who study, and temporarily reside in New Zealand. If you are granted a residence visa, cover provided under Section 1 Medical of your Studentsafe cover ceases 21 days from the date you gain residency.
Cover is available for immediate family members and children 18 years of age and under who are travelling and residing with you. A form to include family members is available by clicking here. An additional family or couple premium will be payable to the University.
Families and dependant children, that accompany you, can be added to these policies, but they must be named on the policy. If named on the policy, dependant children under 18 years of age are covered for no additional premium but will share the insured person’s benefit limits.
If you are planning to study overseas, work overseas or travel overseas for a holiday, you might need to buy a different travel insurance policy. Read your policy wording to learn which countries you are covered for. Use the Policy Finder to narrow your search and buy your policy online.
Your Studentsafe policy provides cover for additional travel expenses, incurred as a result of you having to return to your country of origin (or home under the Studentsafe Domestic policy), during the period of insurance, due to the unforeseen death, serious injury or serious sickness of a relative, provided the terms of the policy are met and the injury or sickness occurred during the period of insurance. In most cases we will require a medical certificate to confirm the condition was not a pre-existing medical condition.
For assistance you can contact 0800 486 004 or 09 488 1638. If you are calling from overseas please call +64 9 488 1638 (reverse charge).
Simply call within New Zealand on 0800 486 004 or 09 488 1638. If you are calling from outside New Zealand please call + 64 9 488 1638 (reverse charge).
Your Workersafe policy covers you for the relief of unexpected, acute dental pain to sound natural teeth and up to the maximum limit under your policy. You may need to supply a dental report to support your claim.
However you are not covered for normal dental maintenance including new or replacement fillings, root canals, polishing and scaling, wisdom teeth extractions unless the teeth are impacted, fitting or maintenance of braces or other dental appliances or any work resulting from lack of regular dental maintenance and/or hygiene.
If you are not completely satisfied with the extent of cover provided by your policy you may cancel your Workersafe policy within 14 days after it has been issued.
If you cancel your policy within 14 days of the policy being issued, you will be given a full refund of the premium provided you have not started your journey and do not wish to make a claim. After the 14 day cooling off period no refund will be due.
Your Workersafe policy only covers non New Zealand residents who work, and temporarily reside in New Zealand. If you are granted a residence visa or gain New Zealand permanent residency, cover provided ceases 21 days from the date you gain residency.
Families and dependant children, that accompany you, can be added to these policies, but they must be named on the policy. If named on the policy, dependant children (under 21 years of age for Workersafe Inbound and under 18 years of age for Workersafe Outbound) are covered at no additional premium but will share the insured person’s benefit limits.
If you are planning to travel overseas for a holiday, you might find that you also need to buy a different travel insurance policy. Read your policy wording to learn which countries you are covered for. Use the Policy Finder to narrow your search and get a quote.
Your Workersafe policy provides cover for additional travel expenses, incurred as a result of you having to return to your country of origin, during the period of insurance, due to the unforeseen death, serious injury or serious sickness of a relative, provided the policy terms are met and the injury or sickness occurred during the period of insurance. We will also need to confirm that the medical condition was not a pre-existing medical condition. For assistance you can contact 0800 486 004 or 09 488 1638. If you are calling from overseas please call +64 9 488 1638 (reverse charge).
Simply call within New Zealand on 0800 486 004 or 09 488 1638. If you are calling from outside New Zealand please call + 64 9 488 1638 (reverse charge).
Your Explorersafe policy will cover you for the relief of unexpected, acute dental pain to sound natural teeth and up to the maximum limit under your policy. You may need to supply a dental report to support your claim.
However, you are not covered for normal dental maintenance including new or replacement fillings, root canals, polishing and scaling, wisdom teeth extractions unless the teeth are impacted, fitting or maintenance of braces or other dental appliances or any work resulting from lack of regular dental maintenance and/or hygiene.
For an extension, you should apply to our office at least one month prior to your policy expiring. An extension may be granted depending on the reasons you wish to extend your stay, the policy terms and conditions and your claims history.
If you are not completely satisfied with the extent of cover provided by your Explorersafe policy, you may cancel this policy within 14 days after it has been issued.
If you cancel within 14 days of the policy being issued, you will be given a full refund of the premium provided you have not started your journey and do not wish to make a claim. After the 14 day cooling off period no refund will be due.
Cover is available for children who are 18 years of age and under, who are travelling and residing with you, provided they are named on the policy.
Simply call within New Zealand on 0800 486 004 or 09 488 1638. If you are calling from outside New Zealand please call + 64 9 488 1638 (reverse charge).
InsurancesafeNZ travel insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), ("Hollard"). You should consider the Policy Wording before making any decisions about this travel insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.
The Hollard Insurance Company Pty Limited – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice
The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's. The Standard & Poor's rating scale is:
The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form.
A full description of this rating scale can be obtained from www.standardandpoors.com.
An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.
